*{
  margin:0;
  padding:0;
  box-sizing:border-box;
  font-family:'Poppins', sans-serif;
}

body{
  background:#f6f8f7;
  color:#333;
  line-height:1.7;
}
html{
  scroll-behavior: smooth;
}
section{
    scroll-margin-top: 100px;
}

/* NAVBAR */
.navbar{
  width:100%;
  background:#ffffff;
  box-shadow:0 4px 10px rgba(0,0,0,0.06);
  position:sticky;
  top:0;
  z-index:1000;
}

.nav-container{
  max-width:1100px;
  margin:auto;
  padding:0.5rem 1.5rem;
  display:flex;
  align-items:center;
  justify-content:space-between;
}

.logo{
  font-size:2.2rem;
  font-weight:700;
  color:#001C38;
}

.logo span{
  color:#1F3D6B;
}

.nav-links{
  display:flex;
  align-items:center;
  gap:1.5rem;
}

.nav-links a{
  text-decoration:none;
  font-size:1rem;
  font-weight:500;
  color:#333;
  transition:0.3s;
}

.nav-links a:hover{
  color:#1F3D6B;
}

.nav-cta{
  background: linear-gradient(to right, #ffd65a, #ffb700);
  color:#000 !important;
  padding:0.5rem 1.2rem;
  border-radius:20px;
  font-weight:600;
  cursor: pointer;
}

.nav-cta:hover{
  color: #fff !important;
  background:#001C38;
}

/* Hamburger Menu */
.hamburger{
  display:none;
  flex-direction: column;
  gap:5px;
  cursor:pointer;
}

.hamburger span{
  width:25px;
  height:3px;
  background:#1F3D6B;
  display:block;
  border-radius:2px;
}

/* MOBILE */
@media(max-width:768px){
  .nav-links{
    position:fixed;
    top:50px;
    right:-100%;
    height:calc(100vh - 70px);
    width:200px;
    background:#ffffff;
    flex-direction:column;
    padding:2rem 1rem;
    gap:1.5rem;
    box-shadow:-4px 0 10px rgba(0,0,0,0.1);
    transition:0.3s;
  }
.nav-links a {
      font-size: 12px;
}
  .nav-links.active{
    right:0;
  }

  .hamburger{
    display:flex;
  }
  .logo {
    font-size: 1.3rem;
  }
}

/* HERO */
.hero{
  background: url(../images/bg-banner.png);
  background-repeat: no-repeat;
  background-size: cover;
  color:#fff;
  padding:1rem;
  text-align:center;
}
.sub-hero{
  /* backdrop-filter:blur(2px); */
  background-color: #1F3D6B;
  border-radius: 10px;
   padding: 1.5rem;
}

.hero h1{
  font-size:2rem;
  line-height: 1.2;
  margin-bottom: 1%;
}
.hero p{
  font-size:1.2rem;
  opacity:0.95;
}

.banner-image{
   width: 100%;
}
.banner-image img{
  width: 100%;
}
/* CONTAINER */
.container{
  max-width:1200px;
  margin:auto;
  padding:1.5rem;
}

/* SECTION */
.section{
  padding:1rem 2rem;
}
.guarantee-section{
  background-color: #fff;
}
.section h2{
  color:#001C38;
  margin-bottom:1rem;
      line-height: 1.4;
      font-size: 2.2rem;
}
.sub-heading{
  font-size: 2.2rem;
   margin-bottom:0rem;
}
.section p{
  margin-bottom:1.2rem;
  font-size:0.95rem;
}


/* BENEFITS – SIMPLE STYLE */
.benefits-simple{
  margin-top:2rem;
}

.benefits-simple p{
  margin-bottom:1.2rem;
  font-size:0.95rem;
}

.benefits-list{
  list-style:none;
  padding-left:0;
}

.benefits-list li{
  position:relative;
  padding-left:1.8rem;
  margin-bottom:1rem;
  font-size:1.2rem;
  line-height:1.6;
}

.benefits-list li::before{
  content:"✔";
  position:absolute;
  left:0;
  top:0.2rem;
  color:#1F3D6B;
  font-weight:700;
}

/* DESKTOP */
@media(min-width:768px){
  .benefits-simple p,
  .benefits-list li{
    font-size:1.2rem;
  }
}


/* SIDE BY SIDE LAYOUT */
.split{
  display:flex;
  flex-direction:column;
  gap:1.5rem;
  margin-top:1rem;
}
.split-img{
   display: flex;
  justify-content: center;
  align-items: center;
}
.split-img img{
  width:100%;
  height: 100%;
  border-radius:14px;
  object-fit:cover;
}

.split-content p{
  margin-bottom:1.2rem;
}

/* DESKTOP VIEW */
@media (min-width:768px){
  .split{
    flex-direction:row;
    align-items:center;
  }

  .split-img{
    flex:0.7;
  }
  .split-content{
    flex:1.3;
  }

}



/* HIGHLIGHTS */
.highlights{
  margin:1.5rem 0;
  padding:1.2rem;
  background:#f0f0ff;
  border-radius:12px;
}

.highlights ul{
  list-style:none;
}

.highlights li{
  margin-bottom:0.6rem;
  font-weight:500;
}

/* CTA */
.cta{
  margin-top:1.5rem;
  cursor: pointer;
}

.cta a{
  display:inline-block;
  background: linear-gradient(to right, #ffd65a, #ffb700);
  color:#000;
  padding:0.5rem 1.8rem;
  border-radius:30px;
  text-decoration:none;
  font-weight:500;
  font-size: 1.2rem;
  transition:0.3s;
}

.cta a:hover{
  color: #fff;
  background:#001C38;
}

@media only screen and (max-width:768px) {
      .cta a{
        font-size: 1rem;
      }
}
/* FAQ SECTION */
.faq-section{
  margin-top:2rem;
}

.faq-item{
  border-radius:12px;
  margin-bottom:1rem;
  overflow:hidden;
  background:#f9faf9;
  border:1px solid #e0e0e0;
}

.faq-question{
  width:100%;
  background:#ffffff;
  border:none;
  padding:1rem 1.2rem;
  font-size:1.4rem;
  font-weight:600;
  text-align:left;
  display:flex;
  justify-content:space-between;
  align-items:center;
  cursor:pointer;
  color:#001C38;
}

.faq-icon{
  font-size:1.4rem;
  font-weight:700;
  transition:transform 0.3s;
}

.faq-answer{
  max-height:0;
  overflow:hidden;
  transition:max-height 0.4s ease;
  background:#f6f8f7;
}

.faq-answer p{
  padding:1rem 1.2rem;
  font-size:0.95rem;
  color:#333;
}

/* ACTIVE STATE */
.faq-item.active .faq-answer{
  max-height:200px;
}

.faq-item.active .faq-icon{
  transform:rotate(45deg);
}

/* MOBILE OPTIMIZATION */
@media(max-width:768px){
  .faq-question{
    font-size:0.95rem;
  }

  .faq-answer p{
    font-size:0.9rem;
  }
}


/* FOOTER */
footer{
  text-align:center;
  padding:1.5rem;
  font-size:0.8rem;
  color:#373737;
}
a{
  text-decoration: none;
}

/* FOOTER DISCLOSURE TEXT */
.footer-bottom p{
  max-width:1200px;
  margin:0.3rem auto;
  padding:0 1rem;
  line-height:1.6;
  font-size:1rem;
  opacity:0.85;
}
.links-footer{
  display: flex;
  justify-content: center;
  gap: 10px;
}
.links-footer a{
  text-decoration: none;
  color: #000;
  font-size: 1rem;
}
.links-footer a li{
  list-style: none;
}
/* MOBILE OPTIMIZATION */
@media(max-width:768px){
  .footer-bottom p{
    font-size:0.7rem;
    line-height:1.5;
  }
}


/* DESKTOP */
@media(min-width:768px){
  .hero h1{
    font-size:2.5rem;
  }

  .section p{
    font-size:1.2rem;
  }
}
@media(max-width:768px){
  .section p{
    font-size:1rem;
  }
  .section h2 {
    line-height: 1.2;
    font-size: 2rem;
}
ul li{
  font-size: 1rem !important;
}
}
  /* Reviews Section */
  .reviews-section {
    background-color: #f7f9f7;
    padding: 40px 20px;
    text-align: center;
    font-family: Arial, sans-serif;
  }
  .reviews-container {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 25px;
  }

  .review-card {
    background-color: #fff;
    border-radius: 12px;
    padding: 25px;
    width: 320px;
    transition: transform 0.3s ease, box-shadow 0.3s ease;
    text-align: left;
  }

  .review-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 8px 25px rgba(0,0,0,0.15);
  }

  .review-header {
    display: flex;
    align-items: center;
    gap: 15px;
    margin-bottom: 15px;
  }

  .reviewer-img {
    width: 60px;
    height: 60px;
    border-radius: 50%;
    object-fit: cover;
    border: 2px solid #1b5e20;
  }

  .reviewer-name {
    font-weight: bold;
    color: #1b5e20;
    font-size: 1rem !important;
    margin-bottom: 0 !important;
  }

  .review-rating {
    color: #f4b400;
    font-size: 18px;
    margin: 2px 0 0 0;
  }

  .review-text {
    color: #333;
    font-size: 16px;
  }

  /* Responsive */
  @media (max-width: 960px) {
    .reviews-container {
      flex-direction: column;
      align-items: center;
    }
  }


.btn-primary {
 background: linear-gradient(to right, #ffd65a, #ffb700);
  color: #fff;
  padding: 1rem 2rem;
  border-radius: 30px;
  font-size: 1rem;
  font-weight: 600;
  cursor: pointer;
  transition: all 0.3s ease;
}

.btn-primary:hover {
  background: #1a3a85;
  transform: translateY(-2px);
}

@keyframes fadeIn {
  from { opacity: 0; transform: translateY(10px); }
  to { opacity: 1; transform: translateY(0); }
}

@media (max-width: 768px) {
 
  .container {
    padding: 0.5rem;
}
.section {
    padding: 2rem 1rem;
}
}

@media (max-width: 480px) {
   .btn-primary, .btn-secondary {
    width: 100%;
    text-align: center;
   }
    .quiz-card {
        padding: 1rem 0.5rem;
    }
  .links-footer a{
    font-size: 0.8rem !important;
  }
}